I am an Independent Insurance Agent in the State of Florida. I am a member of the National Association of Health Underwriters, and the National Association for Fixed Annuities. I can assist you in meeting your personal life and health insurance needs, including but not limited to: Florida Blue Medicare Supplements, Medicare Advantage Plans, and Individual Health Insurance offered through the A&B Insurance and Financial Group with Main offices in Tampa, Florida. I also offer a variety of life insurance products along with traditional fixed annuities, and indexed annuities. All those products are complex and come with a variety of different coverage options and benefits. I will work with you to find a product or package of products that best fits your objectives and budget.
Guaranteed Health Benefits. National Network Options. I can offer you the advantages of Blue Cross/Blue Shield health insurance, including: Florida Blue Medicare Supplement or Medicare Advantage plans; Florida Blue Individual Health Plans; and Small Group Plans from Florida Blue. In addition, you can take advantage of an unique short term health plan, and a variety of accident, critical illness, teledoc, and dental plans.
Health Savings Accounts. Find out what they are, what they do, and what they can do for you.
Get the Living Benefits of Life Insurance. Talk to me about the guaranteed living benefits of modern life insurance. Discover how it can give you safety of principal with locked-in interest gains based on the performance of a financial market index (for example, the Standard and Poors 500 index). Find out how part of the face value of the modern life insurance policy can be used to pay for long term care and critical illness expenses. Get traditional term life, or return of premium term life.
Create a Lifetime Personal Pension. Talk to me about the advantages of modern fixed and indexed annuities. You can get guaranteed income for your life, or jointly for the lifetime of both you and your spouse, or for a specific length of time.
Retire early. Find out how an annuity or cash value life insurance can help you delay Social Security retirement benefits without working longer. This strategy allows you to both retire early and maximize your lifetime Social Security retirement income.This strategy increases the funds available to the surviving spouse should either one of you outlive the other. Thus reducing life insurance coverage needs and protecting assets from liquidation to replace lost income.
Long Term Care. Find out how annuities, life insurance, and health savings accounts can be used to help fund assisted living expenses.
I graduated from Florida State University with a Master of Science in Planning. I served as an officer in the US Army on active duty from 1971 to 1973, and continued to serve in the Army Reserve until 1984. I worked in state and local government where for over 25 years I managed public agencies, prepared agency budgets and projected future growth and revenue scenarios. My only product-specific commitment is to the Florida Blue family of health insurance plans within the State of Florida. I am independent to offer choices among all other product lines.
Get a Free Consultation. Let me put my skills to work for you. Call 386-402-4964 to start a free discussion of your health and life insurance needs. It's up to you, call for a meeting. There are no obligations. Meet, learn, act or do nothing. Call or e-mail to find out how to tailor to your needs a lifetime guaranteed personal pension plan using annuities, life insurance, and the right kind of health insurance packaged to fit your personal situation and goals.Office Phone: 386-402-4964e-mail: email@example.comFax: 855-228-3146