Welcome to Bob Nix Insurance Services
Offering , Life Insurance, Annuities, Short Term Health, and Dental plans.
Welcome to Bob Nix Insurance Services
Offering , Life Insurance, Annuities, Short Term Health, and Dental plans.
Offering , Life Insurance, Annuities, Short Term Health, and Dental plans.
Offering , Life Insurance, Annuities, Short Term Health, and Dental plans.
I am an Independent Insurance Agent in the State of Florida. My independence allows me to assist you in meeting your personal life and health insurance needs without being limited to a single company's product line.
We start by listening to what you are trying to accomplish. We will share a dialogue driven in part by a needs analysis in order to match your needs and desires to an appropriate company's product features.
Our objective in working with you as a customer is to find a product or package of products that best fits your objectives and budget.
I understand that no matter how good your insurance policy is, it is useless if it is not in force when its guaranteed benefits are needed. Your confidence in your coverage and its affordability are of paramount importance.
ABOUT ME
I graduated from Florida State University with a Master of Science in Planning. I served as an officer in the US Army on active duty from 1971 to 1973, and continued to serve in the Army Reserve until 1984.
I worked in state and local government where for over 25 years I managed public agencies, prepared agency budgets and projected future growth and revenue scenarios.
Free Consultation. Let me put my skills to work for you. Call 386-402-4964 to start a free discussion of your health and life insurance needs.
It's up to you, call for a meeting. There are no obligations.
Meet, learn, then choose to act or do nothing.
Call or e-mail so we can discuss what you want to achieve.
Office Phone: 386-402-4964
e-mail: bobnix@bobnixinsurance.com
Living Benefits of Life Insurance. Discover how modern life insurance can give you safety of principal with locked-in interest gains based on the performance of a financial market index (for example, the S&P 500 index).
Want to Avoid Market Exposure Altogether While Taking Increasing Profits From Rising Interest Rates? Bonds are interest sensitive, losing value in the secondary bond market as interest rates rise. However, historically Participating Life Insurance Policies pay out increasing dividends when interest rates rise, and they offer tax advantages. Contact me if you're interested in learning more.
Term Life Insurance is affordable and offers coverage for financial expenses limited in duration. Term can be used for reasons of affordability alone, or combined with whole life to reduce premium costs for larger coverage amounts that include time-limited risks.
Modern Life Insurance Riders can Help Pay the Costs of Long-Term Care and/or Critical Illness.
Find out how part of the face value of the modern life insurance policy can be used to pay for long term care and critical illness expenses.
Create a Lifetime Personal Pension. Modern fixed and indexed annuities are your path to guaranteed income for life, especially when combined with the tax advantages and protection afforded by whole life insurance. You can get guaranteed income for your life, or jointly for the lifetime of both you and your spouse. You can option to get income only for a specific length of time, a solution often used to replace Social Security income while you are waiting to claim benefits.
Retire early. Find out how an annuity or cash value life insurance can help you delay Social Security retirement benefits without working longer. This strategy allows you to both retire early and maximize your lifetime Social Security retirement income. This strategy increases the funds available to the surviving spouse should either one of you outlive the other. Thus, reducing life insurance coverage needs and protecting assets from liquidation to replace lost income.
The focus of my practice today is simplicity. There are elegant financial solutions to complex life situations that are simple, guaranteed, and meet your true objectives within your budget.
Is life insurance too expensive?
What if we could, through a fact find, clearly define your needs and find the money to pay your premiums without increasing your present expenditures? Would that interest you?
In reality most people believe that life insurance is too expensive to fit into their budget. However, it can be amazingly affordable, even with no budget adjustments. You can get the financially guaranteed results you need to protect your assets, your business, and/or your family, or to leave a legacy, without affecting your lifestyle.
If you are over 60, and maybe already retired, you have probably already discovered that you really do need life insurance (your workplace life insurance was only annually renewable term that was too costly to keep), but now your internet quotes are looking really expensive. I have already dealt with the same problem that you are now facing. We can find solutions that help you. I know the solutions must fit your budget. Your age and health my affect your eligibility for and cost of coverage, but in all probability help is available and affordable.
If you have health problems that limit your eligibility for life insurance coverage. I can assist you in finding a policy. The caveat is that you must not have a medical condition that is likely to be terminal within two years, and we must find a company that will accept your health history. We can discuss your particular situation. If appropriate, we may refer your condition to an underwriter in one of my brokerages for review to get the best coverage and premium. Alternatively, we can apply for an appropriate Guaranteed Issue product.
Thinking About Retirement? Income and Assets are the king and queen of retirement finances. Part of both your income and your retirement savings fund should be guaranteed. Regardless of your feelings about Social Security, it pays out about 40% of all retirement income benefits nationally. We can discuss how to generate an appropriate guaranteed income in retirement and fight inflation, handle surprise expenses, prepare for possible Social Security benefit cuts, and limit the taxman.
Copyright © 2022 Bob Nix Insurance Agency - All Rights Reserved.
Powered by GoDaddy